BFSI — AI Automation

GenAI-Powered Negotiation Scripts Lift Collections by 22%

Generative AI-driven dynamic scripting for a private sector bank's collections unit — personalising negotiation conversations at scale.

↑22%
Collections Uplift
↓18%
AHT Reduction
4wks
Deployment
BFSI GenAI Collections AI Automation

The Challenge

A private sector bank's collections centre of 120 agents was relying on static call scripts that failed to account for individual customer circumstances — income shocks, medical events, job changes — resulting in collections interactions that felt scripted and adversarial, driving high call refusal rates.

Our Approach

01

Deployed a GenAI scripting engine trained on 18 months of successful collections conversations and customer profile data.

02

Engine generates real-time prompts during live calls — surfacing the most likely resolution pathway based on customer sentiment, payment history, and stated reason for default.

03

Integrated with the bank's CRM via API — agent sees prompts on a side-panel without switching screens.

04

Ran a 6-week A/B test: 60 agents on GenAI-assisted scripts vs 60 on standard scripts. GenAI cohort outperformed on every metric.

05

Continuous model fine-tuning: weekly feedback loop from QA team flagging high and low-quality interactions.

 Key Results
↑22%
Collections resolution uplift vs control group
↓18%
Average handle time reduction
↓31%
Customer call refusal rate
4 weeks
From kickoff to full production deployment
"The GenAI prompts feel like having a senior collections advisor whispering in every agent's ear. The results speak for themselves."
— Head of Retail Collections, Private Sector Bank
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